YourSmartMoneyMoves.com
The TOP RATED Personal Finance Blog and Retirement Guide for Generation X and Y sponsored by oXYGen Financial
Updated: 1 hour 12 min ago
What do Bernie Madoff, Allen Stanford, and the word SALE have in common?
None of us like the idea of going bankrupt. The whole notion of losing all of our money or being in a financial position where we tell ourselves we have to give up and wave ...
Will The Internet Change Medical Prices?
There was a time that when it came to buying our electronic devices, we would simply go to our local electronics store. Then came the onslaught of electronics superstores like Best Buy, Circuit City, and ...
Ziploc Bags, Walgreens, and $4.75 For A Small Drink
Our entire family went to see Iron Man 3 on Saturday night this weekend. I didn’t realize that the real animation would be at the ticket office before even entering the theatre. With the price ...
Summer Camps Mean Money Blues For Mom and Dad
The school year is rapidly approaching graduation season, which means for most parents’ the question of what to do with the kids for summer is looming in front of you. Summer camps leave kids with ...
Preventive Medicine For Your Home
We all know that one the largest assets we will own in our lifetime is our home. I’ve never really seen a ton of good articles on the cost of home ownership, but having personally ...
Where Can I Get An Unsecured Line Of Credit?
In the past five or six years, many Americans may feel like getting a line of credit parallels to being at a David Copperfield magic show, at one time, you could easily get free offers ...
What Do I Give For A Graduation Gift?
Graduation season is right around the corner. Whether you have a child graduating college, high, middle, or elementary school, it’s always challenging to figure out what the right gift should be. Over the next several ...
Is Your Retirement Plan Full Of Swiss Cheese
Last year, I did a piece on retirement planning assumptions. As I continue to see more and more plans done by other financial advisory firms, I become more concerned about consumers. Most projections that are ...
The Drug Of Buying ‘Stuff’
The weather is warm and in the United States we are about to start enjoying some of the national pastimes of our country. We love things like baseball, apple pie, the 4th of July, and ...
Financial Literacy Takes More Than A Month
I’ll bet that most of you don’t know that April is officially National Financial Literacy Month #finlitmonth. In fact, almost a decade ago in 2003, the U.S. Senate designated April Financial Literacy for youth Month. ...
Five Deals On Tax Day!
It’s Monday and officially tax day. Some of us will be running out as late as 11:59 p.m. tonight to the post office to make sure our taxes are post marked on time. I suppose if ...
The Government Will Tell You What To Do With Your 401(k)?
It’s official. When the Government Accountability Office (if that’s not an oxymoron in itself) tells you that the 401(k) rollover process is just too confusing, you can be sure that mutiny on the bounty is ...
How to Complain the Right Way
Rule #1: The customer is always right.
Rule #2: Refer to rule #1.
For many years, large corporations have talked about the golden rule of customer service. The golden rule is to make sure that no matter ...
Four Rules Of Thumb That Are Thumbs Down
For many years I have seen articles galore in the major magazines giving consumers “rules of thumb” about making financial decisions. In a society today where we want to get all of our information in ...
Why Are You Mad At Your Accountant?
Here is a question to ask yourself after tax season is over. What really happens during a typical tax season for a family or business? I have been doing this for over 20 years, and ...
Will 3 Million Dollars In Retirement Make You Miserable?
As I delve deeper and deeper into the financial picture of clients in their 30’s, 40’s, and 50’s, the psychology behind how people think about retirement is truly fascinating. I’ve said before in national magazines ...
Five Items To Buy During March Madness
This past week we witnessed the beginning of “March Madness”. It’s the time of year where we pick our college basketball brackets, hope for no upsets, and see teams like Oregon and Florida Gulf Coast ...
$917 million will be gone in a month
We all like the idea of being able to get FREE money. Whether it’s when we find a few bucks of loose change in our couches, or it’s Fall and we pull out that jacket ...
The Biggest Stock Option Mistake You Can Make
I worked for a Fortune 100 company for over 15 years. When you rise through the ranks of management at a large company, they generally stop talking to you about salary and instead use the ...
Did Your Broker Move For A Bonus?
In the major sports world, we see elite athletes sign multi-million dollar contracts to move from one city to another all the time. In the past decade, we’ve seen contracts to superstar baseball players like ...
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