Services

We provide a number of services designed to make your life more rich and vibrant.

  • Wealth Management Services
    "Wealth management isn't a destination, it is a journey." It's an ongoing process of choices, sacrifices, and events that affect you personally as well as financially. Without charting the proper road map, and having a disciplined process for on going review, most individuals wealth management strategy charts off course.
  • Retirement Planning
    We are passionately committed to helping you reach your dreams and goals and to have a prosperous retirement. Everyone is unique and, therefore, we personalize your financial plan by first listening to your goals and dreams and then helping you understand, financially, what it will take to pursue them. Although the process is sometimes complex, we have tried to give a "high-level" overview within the information below.
  • Business Planning
    Business planning focuses on issues specific to business owners and shareholders. For most business owners, the business is their most significant asset, and the financial success of that business has an immediate impact on the economic security of the family. Without proper planning, you may have difficulty tapping the value of your business to support your retirement, or your family may lose the value of your business at your death.
  • Risk Management Strategies
    Risk management is intended to help minimize financial and other losses potentially associated with risks to your assets, business, or health. Some examples of risk are personal and professional liability, business ownership, property loss, and catastrophic illness or disability. Your first line of defense is to identify your sources of risk and then to either avoid or minimize the major exposures. Your last line of defense is insurance.
  • Investment Planning
    An Investment Policy Statement (IPS) is an important written document that helps define your objectives and constraints over a relevant, explicitly stated time horizon. As your financial advisor, creating and maintaining this document is one of our key responsibilities.
  • Financial Planning
    We have developed a practice service model that ensures we follow a specific methodology for successful implementation of our approach and philosophy utilizing five specific steps.
  • Estate Planning
    Estate planning creates a master plan for the management of your property during life and the distribution of that property at death.
  • Tax Planning
    All things being equal, we would likely recommend an approach that minimizes current income taxes. We are sensitive to income tax issues but not a slave to them. There is no amount of capital gain that warrants staying in an inappropriate investment. For one thing, capital gains taxes are presently at historical lows. As we sometimes tell our clients, "If you don't like the capital gain now, will you like it better when it's a capital loss?" Before making any financial commitment regarding the issues discussed here, consult with the appropriate tax advisor.

(C) 2008 oXYGen Financial | Privacy Policy

One or more individuals are securities licensed through Investacorp, Inc., a registered broker/dealer, member FINRA and SIPC. Securities business cannot be transacted in other states until after the appropriate license is obtained. FINRA's homepage is www.finra.org and Securities Investor Protection Corporation's homepage is www.sipc.org. Advisory services offered through Investacorp Advisory Services, Inc. Linked sites are strictly provided as a courtesy. Investacorp, Inc., and its affiliates, do not guarantee, approve nor endorse the information or products available at these sites, nor do links indicate any association with or endorsement of the linked sites by Investacorp, Inc. and its affiliates.