oXYGen Financial Insurance

Health Insurance

  • Short Term Coverage for Individuals
  • Long Term Coverage for Individuals
  • Group Plans for small medium and large companies
    • Major Medical
    • Mini-Meds
  • Health Savings Accounts (HSA)
  • Health Reimbursement Accounts (HRA)

 Life Insurance

  • Term (Level, Increasing, Decreasing, Return of Premium)
  • Universal Life (Indexed and 2nd to Die)
  • Whole Life

 Disability Insurance

  • Short Term Disability
  • Long Term Disability

 Other Insurance Coverage:

  • Accident
  • Cancer/Specified Health Event
  • Dental
  • Hospital Intensive Care
  • Hospital Confinement Indemnity
  • Long Term Care
  • Visio

 Group Benefits

 Health insurance (with national & regional carriers; PPO, HMO, POS, and indemnity plan carriers)

  • Dental Insurance
  • Disability (long & short term)
  • Vision
  • Life Insurance
  • Cafeteria Plans (section 125)
  • Medical and dependent care reimbursement accounts
  • 401 (k) plans
  • Defined benefit plans

And many others...

 Executive Benefits & Advanced Business Solutions

 SERP's

  • Premium Finance
  • 419 (e) plans
  • Section 79 Plans
  • 412(i) Plans
  • Section 162 Bonus Plans
  • Buy/Sell Agreement Funding Arrangements
  • Captive Insurance Companies
  • Premium Finance Plans
  • Non-Qualified Deferred Compensation Plans

 Here a few of the fixed insurance carriers we work with:

  • AETNA
  • AFLAC
  • Assurant
  • Aviva USA
  • AXA/Equitable
  • Banner Life
  • BlueCrossBlueShield
  • Coventry
  • Delta Dental
  • GE
  • Genworth
  • Golden Rule/UHC
  • Guardian
  • Hartford
  • Humana
  • ING/Reliastar
  • John Hancock
  • Kaiser Permanente
  • Lincoln National Life
  • Lloyd's of London
  • Mass Mutual
  • MedAmerica
  • MetLife
  • Midland National Life
  • Mutual of Omaha
  • Pacific Life
  • Penn Mutual
  • Principal
  • Prudential
  • Transamerica
  • Union Central
  • United Healthcare
  • United of Omaha
  • West Coast Life

For More Information Please Go To: http://www.o2ins.net

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